Lead Accountant

Upstart’s Accounting Operations team supports the company’s growth through accurate financial reporting, strong controls, and scalable accounting processes. We partner across Finance and the business to translate complex transactions into reliable accounting and timely financial results.

As a Lead Accountant, Capital Markets, you will own key accounting processes supporting Upstart’s structured products, derivatives, and loan sale and funding activities.

You will serve as a dedicated accounting partner to Capital Markets and Analytics throughout the transaction lifecycle, from understanding new activity to completing month-end close. Working closely with Technical Accounting and Financial Reporting, you will help ensure transactions are accurately recorded, balances are supported, and accounting processes evolve with the business.

How you’ll make an impact

• Own month-end accounting for structured products and derivatives, including journal entries, reconciliations, supporting schedules, and balance analysis.
• Support accounting for loan sale and funding activities, ensuring transactions, settlements, and related financing costs are accurately recorded.
• Partner with Capital Markets and Analytics throughout the month to understand transaction activity, investigate discrepancies, and ensure timely and complete accounting.
• Coordinate with internal partners on valuation inputs and outputs, reconcile related balances, and record appropriate accounting entries.
• Provide analyses and supporting documentation to Technical Accounting and Financial Reporting for accounting assessments, disclosures, and external audits.
• Help establish accounting workflows for new transactions and arrangements in partnership with cross-functional teams.
• Strengthen documentation, controls, and automation to support increasing transaction volume and complexity.

Minimum Qualifications

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