Mortgage Compliance Analyst

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The role:

The position is responsible for the analysis and validation of Home Loans Loan Origination

System (LOS) data used in HMDA reporting, ensuring the LOS reflects accurate data. This role

involves close collaboration with business stakeholders to identify and resolve risk issues. A

proactive approach to problem-solving is essential, focusing on both immediate issue resolution

and the implementation of safeguards to prevent recurrence.

Outline the reason the job exists here. Document contributions of the role that contribute to the organization’s overall mission.

What you’ll do:

HMDA Data Validation: Review and validate HMDA data on loan applications to ensure

accuracy and compliance with regulations.

• Problem Solving & Root Cause Analysis: Utilize structured methodologies to

investigate operational issues, identify root causes, and develop sustainable solutions

for risk resolution.

• Risk Mitigation & Control Design: Evaluate process-related risks, then design and

implement controls and preventative measures to ensure regulatory compliance and

adherence to internal policies.

• Business Requirements Gathering: Collaborate with stakeholders to gather and

document comprehensive business requirements for process changes and system

enhancements, specifically for risk mitigation.

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