Senior Risk Analyst

As a Senior Risk Analyst at TrueLayer, you'll play a critical role in ensuring we can innovate, scale and expand our Pay by Bank products safely across the UK and Europe. Reporting to the Head of Compliance, you'll work across our Risk and Compliance function and the wider business to identify, assess and manage the risks that come with operating a growing, multi-jurisdictional payments business.

This is a hands-on, second-line risk role with meaningful ownership and visibility. You'll lead key risk assessment activities, challenge existing controls and work with teams across the business to ensure material risks are understood, appropriately mitigated and escalated where necessary. Your work will help protect customer funds, maintain regulatory confidence and ensure that business growth is supported by effective risk management.

You'll be expected to go beyond documenting risks. You'll turn complex risk information into clear, actionable insight, influence decisions and follow through to ensure that agreed controls and mitigations are effective. You'll help the business understand not only where risks exist, but what they mean, what needs to change and how we can manage them within our risk appetite.

What success looks like

• Risk visibility: Material risks across our products, operations and customer portfolio are identified, assessed and clearly understood by the right stakeholders.

• Effective controls: Risk assessments and control testing lead to practical improvements, with weaknesses escalated and remediation tracked through to completion.

• Safer innovation: New products, payment methods and material business changes are assessed early, enabling informed decisions before implementation.

• Stronger customer risk management: Customer and counterparty exposures are assessed and monitored, with appropriate risk ratings, limits and mitigations in place.

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